Consumers are increasingly choosing cards over cash for Diwali shopping

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In April 2011, less than 3% of all debit card transactions (by value) was at a point of sale, while in August 2016, this figure had gone to nearly 8%. Photo: Hemant Mishra/Mint

Barring 2013, the usage of debit and credit cards at points of sale relative to ATMs was higher during the Diwali month than in any other time of the year

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